Imagine this: You've just received your acceptance letter to medical or law school — the first step toward your dream career. At the same time, you and your partner are quietly starting to think about expanding your family. But what if the financial reality threatens to put both dreams on hold?

This is the new challenge facing many hopeful parents today. Recently, a significant change was signed into law with a sweeping student loan cap on graduate education for medical and law students. According to a report by Business Insider titled "A big change to student loans in Trump's spending bill could make it harder to become a doctor or lawyer", this new